Clay Homes with Waterfront Lot description

Welcome to Clay, Indiana – a hidden gem that beautifully marries serene living with vibrant community spirit. Nestled in the heart of the Hoosier State, Clay offers residents an idyllic blend of nature and convenience. Known for its picturesque landscapes and friendly atmosphere, this township is an ideal place for families, retirees, and anyone seeking a peaceful retreat from the hustle and bustle of city life.

One of the standout features of Clay is its stunning waterfront properties. Imagine waking up to the gentle sounds of lapping water and the sight of sunlit ripples dancing on the surface. Homes with waterfront lots in Clay provide not only a serene environment but also a unique lifestyle. Whether you enjoy fishing, kayaking, or simply relaxing by the water’s edge with a good book, these properties offer endless opportunities for outdoor recreation and leisure.

The waterfront homes in Clay are designed to maximize the beauty of their surroundings, featuring expansive decks, large windows, and meticulously landscaped yards that seamlessly blend with nature. Many properties boast private docks and easy access to local lakes, making it a perfect haven for water enthusiasts.

In addition to its natural beauty, Clay is conveniently located near essential amenities, including schools, shopping centers, and recreational facilities. The warm and inviting community spirit makes it easy to forge connections with neighbors and participate in local events.

If you’re searching for a tranquil lifestyle with the allure of waterfront living, Clay, Indiana, is the perfect destination to call home. Discover the charm of this township and explore the beautiful waterfront properties waiting for you!

Newest Clay Homes with Waterfront Lot description

$865,000

4 Beds ⋅ 5 Baths ⋅ 202629255 MLS ⋅ 3,784 SqFt. ⋅ Anita Corne

Start Showing Date: 8/10/2026 Listed at $865,000 | Coming Soon (Showings Begin August 10, 2026)Welcome to 408 W Prancer N Drive | Christmas Lake Village, Santa Claus, INRare opportunity to own a custom-built, one-owner lakefront home situated on a prime double lot along the pristine waters of Christmas Lake! Offering sweeping, panoramic views and direct water access complete with its own private dock, this exceptional residence combines classic charm with spacious, versatile living.Featuring 4 spacious bedrooms and 4.5 baths, this home is designed to showcase its stunning natural surroundings. Beautiful bay windows fill the main living areas with natural light, while the light-filled 4-seasons sunroom provides the perfect retreat to take in peaceful lake views year-round.Spacious Interior with finished lower-level living space. Wait until you see the incredible custom bar with cherry finishes. Special Details: Classic bay windows, custom touches, a 4-seasons sunroom, and a dedicated workshop space.Convenience: 2-car attached garage with extra room for storage.Community Amenities: Enjoy everything Christmas Lake Village has to offer, including lake access, swimming pool, tennis courts, playground, and putting green and an 18 hole golf course and club house.Don't miss this one-of-a-kind waterfront estate in Santa Claus! Mark your calendar—showings officially begin on August 10, 2026.

408 W Prancer N Drive, Santa Claus

Listing courtesy of Anita Corne from F.C. TUCKER EMGE. Office: 812-853-3381

$1,180,000

4 Beds ⋅ 4 Baths ⋅ 202629217 MLS ⋅ 4,784 SqFt. ⋅ Tommy Kraemer

Quality craftsmanship, thoughtful design, and everyday comfort come together in this beautifully built Schrock home in Bradford Shores. Designed for the way people actually live, this home offers over 3,200 finished square feet with spacious gathering areas, private retreats, and high-end finishes throughout. Step inside from the welcoming front porch and you'll immediately appreciate the open layout that keeps everyone connected while still providing dedicated spaces for work and relaxation. A private office near the front entry makes working from home easy, while the great room features a gas fireplace and built-in shelving and flows effortlessly into the dining area and chef-inspired kitchen. The kitchen is truly the heart of the home, featuring KitchenAid Black Ore appliances with striking bronze hardware, a gas range with custom vent hood, a large center island with built-in microwave, walk-in pantry, and abundant workspace for everything from weeknight dinners to holiday entertaining. Just beyond, the covered deck extends your living space outdoors, creating the perfect setting for morning coffee, summer dinners, or relaxing evenings overlooking the pond. The main-level wet bar adds another layer of convenience for entertaining, making it easy to serve guests without missing a conversation. The primary suite is designed as a peaceful retreat with a spacious walk-in closet and a luxurious private bath. Two additional bedrooms, a full bath, laundry room, mudroom with built-in bench and storage, and a convenient powder room complete the main level. Downstairs, the finished lower level offers even more flexibility with a spacious recreation room, fourth bedroom, full bath, and plenty of unfinished storage space. Whether you're hosting gatherings, creating a home gym, setting up a media room, or giving guests their own private space, this level adapts to your lifestyle. Outside, you'll enjoy both a covered deck and a stamped concrete patio, offering multiple outdoor living spaces for entertaining or simply unwinding after a long day. A three-car garage provides generous storage for vehicles, tools, and recreational equipment. Located in Bradford Shores, this brand-new Schrock Homes build combines timeless design, premium finishes, and exceptional craftsmanship in one of the area's desirable neighborhoods. Move into a home where every detail has been carefully considered and every space is designed to be lived in and enjoyed for years to come.

18416 Donegal Drive, South Bend

Listing courtesy of Tommy Kraemer from Coldwell Banker Real Estate Group. Cell: 574-276-3072

$395,000

3 Beds ⋅ 3 Baths ⋅ 202627701 MLS ⋅ 3,281 SqFt. ⋅ Terri Smith

Enjoy the serene beauty of Lake Perry. This lovely brick ranch sits on 2 lots (24 & 25) - a little over an acre with an expansive view of Lake Perry. Lake Perry is great for fishing, kayaking, paddle boarding, ice skating, and much more water fun. Or you can simply take a pleasant ride on a pontoon. A very attractive feature of this home is the large, screened porch where you can sit an enjoy a morning coffee and watch the eagles and the osprey fish! Or if you prefer to sit inside, you can view the lake from dining room, living room, or family room. In addition to 2 full baths, there is a 3/4 bath just off of the utility room if you need to wash off after fishing or a dip in the lake! During the winter months, you can enjoy the large family room and cozy up to the fireplace or the finished basement which offers additional living space or would be excellent for an indoor gathering!

784 N Cr 300 E, Logansport

Listing courtesy of Terri Smith from Modern Real Estate. Cell: 574-721-2207

$479,900

4 Beds ⋅ 4 Baths ⋅ 202625258 MLS ⋅ 3,700 SqFt. ⋅ Tim Burkey

Quiet water, warm light, and refined Granger living. Set along a peaceful pond in Farmington Meadows, 51704 Villager Parkway offers the kind of setting that feels calm the moment you arrive. A manicured lawn, classic two-story exterior, and covered front entry create a polished first impression, while the backyard opens to water views, mature trees, and a spacious deck designed for slow mornings, summer dinners, and quiet evenings outside. Inside, the home feels bright, welcoming, and beautifully composed. Natural light moves through the main living spaces, connecting the everyday rhythm of the home with the view beyond the windows. The kitchen carries a clean, elevated feel with white cabinetry, a generous island, stainless appliances, and an easy flow into the dining and gathering areas. It is a space made for real life, but finished with intention. The layout offers both comfort and flexibility. The master suite provides a quiet place to begin and end the day, while the additional bedrooms give everyone room to settle in. The finished lower level adds another layer of living, with space for movie nights, game days, hobbies, fitness, or relaxed weekends at home. The outdoor setting is what makes this home feel especially memorable. The deck overlooks the water and gives the home a private, retreat-like backdrop without sacrificing the convenience of Granger living. From morning coffee to evening light over the pond, this is a home that makes ordinary moments feel a little more grounded. Thoughtfully maintained, comfortably scaled, and set in one of Granger’s established residential pockets, 51704 Villager Parkway brings together the warmth of home, the ease of everyday function, and the quiet beauty of a waterfront setting. Schedule your private showing today.

51704 Villager Parkway, Granger

Listing courtesy of Tim Burkey from eXp Realty, LLC. Cell: 574-339-3045

$1,150,000

5 Beds ⋅ 4 Baths ⋅ 202622312 MLS ⋅ 5,080 SqFt. ⋅ Kristina Gundlach

Welcome to Bradford Shores and this beautiful new construction home by Eden Homes. Offering 5 bedrooms, 4 baths, and peaceful pond views, this home was designed with both comfort and entertaining in mind. The owner's suite is a true retreat, complete with a coffee bar, large walk-in closet, and a spa-like bathroom featuring a huge walk-in shower with rainfall shower heads, double vanities, and a private water closet. The finished lower level is the highlight of the home. It includes two more bedrooms, including a private guest or in-law suite with its own bathroom. A flex room provides the perfect space for a home gym, office, playroom, or hobby room. The large family room features a custom bar that is sure to become the favorite gathering spot for holidays, game days, and entertaining. Enjoy beautiful pond views from your backyard and the convenience of a three-car garage with a two-car bay plus a separate single-car garage. Located in one of South Bend's most desirable neighborhoods, this exceptional property combines quality craftsmanship, thoughtful design, and a setting you'll love coming home to.

18576 Fontana Drive, South Bend

Listing courtesy of Kristina Gundlach from Advanced Real Estate, LLC. 219-595-2007

$579,900

3 Beds ⋅ 3 Baths ⋅ 202620457 MLS ⋅ 2,387 SqFt. ⋅ Stephen Smith

Set along the tranquil shores of fully stocked Juday Lake, this stunning mid-century ranch blends timeless architecture with bright, modern comfort across 2,387 square feet of thoughtfully designed living space. Offering 3 bedrooms, 2.5 baths, and 2 separate office spaces, the home is filled with natural light, soaring vaulted ceilings, and an airy open feel that perfectly complements its incredible waterfront setting. Warm hardwood floors flow throughout the main living spaces, while expansive windows frame breathtaking lake views from nearly every angle. The spacious kitchen features full stainless steel appliances, abundant cabinetry, and generous counter space designed for both everyday living and effortless entertaining. The private primary suite serves as a peaceful retreat with direct access to the rear patio, creating the perfect indoor-outdoor connection. Outside, the home transforms into a true lakeside oasis, complete with beautifully landscaped grounds, a sprawling deck that spans the length of the house, an outdoor fireplace, and a private dock for enjoying life on the water. Rarely does a property combine mid-century character, modern livability, and exceptional lakefront living so seamlessly. This is Juday Lake at its finest. So don't wait - scheduled your showing today!

17575 Juday Lake Drive, South Bend

Listing courtesy of Stephen Smith from Irish Realty. steve.smith@irishrealty.net

$995,000

5 Beds ⋅ 4 Baths ⋅ 202617424 MLS ⋅ 5,352 SqFt. ⋅ Kara Hinshaw

Welcome to lakefront living in Evergreen Subdivision, where generous space, beautiful views, and thoughtful updates come together on Christmas Lake. Situated on a desirable flat lakefront lot with a private dock, this 5-bedroom, 3.5-bath ranch offers over 5,300 square feet of living space, including a huge walkout basement designed for entertaining, storage, hobbies, and flexible living. The main level features 9-foot ceilings, new flooring, fresh paint, and an inviting open floor plan connecting the great room, kitchen, and breakfast nook. The great room offers a gas fireplace and lake views, while the kitchen includes Corian countertops, Aristocraft cabinetry, an island overlooking the living space, and appliances that remain with the home. A formal dining room near the front entry adds an elegant space for gatherings, and the TV/den with double French doors offers a great option for a home office, media room, or quiet retreat. The spacious primary suite is located on the main floor and features two walk-in closets, a large bathroom with double sinks, and a tiled shower. Three additional bedrooms, a full bath, a half bath, and a large laundry room with cabinetry complete the main level. The walkout basement offers incredible flexibility with a wide-open entertaining area, an additional bedroom, full bath, craft room with cabinetry, and excellent storage. The craft room was designed with future possibilities in mind and could potentially be converted into additional bedrooms or used as part of a mother-in-law suite, with cabinetry and water/sewer nearby. An unfinished workshop/storage area and additional furnace room storage provide even more function. Outdoor living is just as impressive with a covered deck upstairs, covered patio below, level backyard, private dock, and beautiful Christmas Lake views from nearly every angle. With its lakefront setting, remodeled interior, whole-home speaker system, and rare combination of space and usability, this home is ready to enjoy both inside and out.

455 W Evergreen Plaza, Santa Claus

Listing courtesy of Kara Hinshaw from Key Associates Signature Realty. Cell: 812-686-3268

$449,900

3 Beds ⋅ 3 Baths ⋅ 202611817 MLS ⋅ 2,840 SqFt. ⋅ Kara Hinshaw

Discover lakefront living at its finest with this stunning one-owner home situated on two premier lots on Christmas Lake. Offering breathtaking views from every angle, this home is designed to maximize its incredible setting, with a wall of windows that flood the open-concept living area with natural light. The main level features a spacious family room with a dramatic floor-to-ceiling fireplace, creating the perfect gathering spot. A loft overlooking the family room adds character and functionality, while the screened-in porch and multiple decks invite you to relax and soak in the serene lake views. This 3-bedroom, 3-bathroom home also offers the potential for a 4th bedroom in the finished basement, which includes an additional fireplace and living area. Step outside to enjoy the private dock, perfect for fishing or boating, and the wooded lot that provides natural shade and privacy. Situated on the main part of the lake, this home is your retreat for peaceful mornings, outdoor adventures, and lakeside relaxation. Don't miss the opportunity to own this rare gem on Christmas Lake!

616 S Ski Circle, Santa Claus

Listing courtesy of Kara Hinshaw from Key Associates Signature Realty. Cell: 812-686-3268

$1,649,500

5 Beds ⋅ 4 Baths ⋅ 202534323 MLS ⋅ 6,101 SqFt. ⋅ Kara Hinshaw

Stunning Lakefront Retreat on Lake Noel. Welcome to this 100% remodeled showplace on a corner lot overlooking Lake Noel. This home combines luxury finishes, thoughtful design, and incredible indoor-outdoor living spaces. Step inside the open floor plan, where the kitchen is the true centerpiece—featuring granite countertops, upgraded appliances, a massive island, and abundant pantry storage. The kitchen flows seamlessly into the main living areas, including a vaulted great room with floor-to-ceiling windows overlooking the lake and a stone fireplace that extends from floor to ceiling, shared with the incredible outdoor living room. The 18x25 covered outdoor space includes a cozy living area, a fully equipped outdoor kitchen with a Green Egg, built-in grill, sink, microwave, ice maker, beverage refrigerator, trash/recycle bins, and storage drawers—all overlooking the sparkling fiberglass pool and lake. The main-level primary suite is a retreat of its own, with direct access to the laundry room and a dream walk-in closet the size of a bedroom, complete with a secret door from the office. The spa-like primary bath includes a soaking tub and custom tiled shower. Two additional bedrooms or offices complete the main floor. Upstairs, you’ll find two spacious bedrooms and a full bath. The finished basement offers incredible flexibility—currently set up as a game room but also perfect for a private mother-in-law suite with its own bedroom, kitchen, and family room. A convenient elevator connects the main floor to the basement, where you’ll also find a storage garage. Outside, enjoy professional landscaping, a circular driveway with ample parking, a storage shed, and endless views of Lake Noel. This property is a rare find, combining luxury, functionality, and resort-style amenities in one unforgettable package. Geothermal heat and air.

707 W Shepherds Lane, Santa Claus

Listing courtesy of Kara Hinshaw from Key Associates Signature Realty. Cell: 812-686-3268

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IDX information is provided by the Indiana Regional MLS and is exclusively for the consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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