Clay Homes under $500,000

Welcome to Clay Township, Indiana—a hidden gem that perfectly balances the charm of small-town living with the conveniences of modern life. Nestled in the heart of Hamilton County, Clay Township offers a welcoming community atmosphere, picturesque landscapes, and a wealth of recreational opportunities. With its top-rated schools, local parks, and vibrant community events, it’s no wonder that families and professionals alike are drawn to this idyllic township.

For those in search of their dream home, Clay Township boasts an impressive selection of properties available for under $500,000. Whether you’re a first-time homebuyer, looking to downsize, or seeking a family-friendly abode, you’ll find a diverse range of options to suit your needs. From charming single-family homes with spacious yards to modern townhouses with contemporary finishes, there’s something for everyone in this thriving community.

The real estate market in Clay Township is not only affordable but also offers a variety of amenities close at hand. Enjoy easy access to shopping, dining, and entertainment, as well as nearby recreational facilities that include parks, trails, and sports complexes. Plus, with its convenient location just a short drive from Indianapolis, residents can enjoy the best of both worlds—small-town charm with big-city access.

Explore the inviting homes of Clay Township today, and discover why this vibrant community is the perfect place to call home. Your dream home awaits!

Newest Clay Homes under $500,000

$259,900

3 Beds ⋅ 2 Baths ⋅ 202641027 MLS ⋅ 1,581 SqFt. ⋅ Kara Hinshaw

Welcome to 900 S Melody Ln, a 3-bedroom, 2-bath brick home offering 1,581 sq ft of inviting living space in Santa Claus. From the moment you arrive, the spacious acreage and welcoming exterior set the stage for a property with room to enjoy, relax, and make your own. Inside, a gas fireplace creates a warm focal point, while the attached 2-car garage provides everyday convenience. A barn adds valuable versatility for storage, hobbies, or equipment, and the bonus lot provides even more possibilities. With 0.49 acres, multiple outbuildings, and a comfortable home, this property offers a wonderful opportunity to enjoy space and country living in a truly inviting setting.

900 S Melody Ln, Santa Claus

Listing courtesy of Kara Hinshaw from Key Associates Signature Realty. Cell: 812-686-3268

$376,000

4 Beds ⋅ 3 Baths ⋅ 202641003 MLS ⋅ 2,847 SqFt. ⋅ Kim Hahn

Welcome home to this meticulously cared-for 2-story home in Granger, offering over 3,000 square feet of finished living space on approximately 1/3 acre. Updated kitchen features include newer granite countertops, newer stainless steel appliances, all of which remain with the home. The spacious floor plan also includes a formal dining room with bay window and slider door that leads to the patio and a comfortable living room. Upstairs, the primary suite offers a private en-suite bath and walk-in closet, along with three additional bedrooms. With 4 bedrooms and 2.5 baths, there is plenty of room for family, guests or a home office. The finished lower level expands your living and entertaining space with a recreation room and dedicated home theater room featuring surround sound—perfect for movie nights, game days and gatherings. Step outside and discover a private backyard designed for entertaining or simply relaxing at home. Enjoy the beautiful brick paver patio, natural gas fire pit, hot tub and swing set, creating an inviting outdoor retreat with something for everyone. A GENERAC whole-home generator provides additional comfort and peace of mind. With generous indoor and outdoor living spaces, a finished lower level and an amenity-filled backyard, this Granger home is ready to welcome it's next owner to move in an enjoy!

52566 Farmingdale Dr, Granger

Listing courtesy of Kim Hahn from eXp Realty, LLC. Cell: 574-218-4104

$282,900

4 Beds ⋅ 3 Baths ⋅ 202640937 MLS ⋅ 2,108 SqFt. ⋅ Megan Landrum

Completely remodeled and move-in ready! This 4-bedroom, 2.5-bath home in Northwestern School District sits on just under half an acre and offers both a living room and family room, separate dining room, large mudroom, dedicated laundry room, and attached 2-car garage. Major updates include a brand-new kitchen with quartz countertops, new cabinets, sink, lighting, and appliances, plus new flooring, carpet, paint, lighting, hardware, and A/C throughout. The primary ensuite has been completely redesigned with a walk-in shower, new vanity, toilet, and lighted mirror, and both additional bathrooms have been fully updated. Outside, the deck and gazebo have been freshly painted, the exterior pressure washed, and landscaping cleaned up. The work is done — just move in and enjoy.

479 N 480 W, Kokomo

Listing courtesy of Megan Landrum from The Hardie Group. Main: 765-457-7214

$314,900

3 Beds ⋅ 2 Baths ⋅ 202640907 MLS ⋅ 2,088 SqFt. ⋅ Stephen Smith

Welcome to this well-maintained quad level home offering 3 bedrooms, 1.5 baths, and an abundance of space both inside and out. This home combines comfortable living with practical features and improvements. This inviting layout provides multiple levels of living space and plenty of flexibility. The main level boasts newer LVP flooring throughout the large living room, formal dining room and kitchen. The kitchen offers stainless-steel appliances: the electric stove and refrigerator were replaced in 2025 and the dishwasher was replaced in 2024. Two of the bedrooms include hardwood flooring with the primary bedroom having direct access to the full-bathroom. The finished lower level adds even more room to spread out and features a HUGE living / recreational room with a cozy masonry fireplace, as well as a bonus room that would be perfect for a home office or craft room. Step outside to enjoy the front covered porch or enjoy the outside spacious and private, fully fenced backyard featuring a large patio, beautiful landscaping, and shed for additional storage. Major mechanical updates provide added peace of mind, including a new AC and furnace in 2025. Additional improvements include a water softener replaced in 2016, water tank installed in 2018, 225-amp electrical service. Comes with a 2 year-old whole home generator - Briggs & Stratton.

53332 Oakton Dr, South Bend

Listing courtesy of Stephen Smith from Irish Realty. steve.smith@irishrealty.net

$419,000

3 Beds ⋅ 3 Baths ⋅ 202640908 MLS ⋅ 2,288 SqFt. ⋅ Steve Schwering

This incredibly beautiful and well maintained home is located in one of the most beautiful subdivisions in Logansport. Close to walking trails. Fantastic 3 season room adding to the ability to have family and friends over. Brick ranch. Newer Leaf guard gutters. Huge beautiful wooded lot of 1.4 acres. With a shed. Close to the Eel river. Walk right down and fish.

2405 Hastye Hyll Rd, Logansport

Listing courtesy of Steve Schwering from Schwering Realty. Cell: 574-727-8383

$185,000

3 Beds ⋅ 1 Baths ⋅ 202640774 MLS ⋅ 1,196 SqFt. ⋅ Chelsea Detamore

Charming west side ranch in Northwestern School District! Welcome home to this beautifully maintained, move-in-ready 3-bedroom, 1-bathroom ranch offering nearly 1,200 square feet of comfortable living space. Located on the highly desirable West side of Kokomo, this home perfectly blends classic character with an impressive list of recent, big-ticket updates. Step inside to find beautiful original hardwood floors and timeless ceramic tile running seamlessly throughout the functional layout. The heart of the home features a large kitchen and dining room setup. The home is complemented by ample closet space throughout to handle all your storage needs. Breathe easy knowing a premium Aprilaire whole-house air purifier was professionally installed in the spring of 2023. The exterior boasts fantastic curb appeal with fresh paint, new gutters, and new downspouts all completed in the summer of 2021. Take in peaceful mornings with a cup of coffee on the patio, and enjoy extra outdoor storage in the backyard shed, which features a brand-new roof (2024). Best of all, the A/C was completely replaced in 2021, offering total peace of mind for years to come. Don't miss this turnkey gem in a fantastic school district—schedule your private tour today!

1052 N 400 W Rd, Kokomo

Listing courtesy of Chelsea Detamore from Apple Tree Realty, LLC. Cell: 765-419-8411

$355,000

3 Beds ⋅ 2 Baths ⋅ 202640685 MLS ⋅ 1,638 SqFt. ⋅ Paul Thurston

** HIGHEST AND BEST DUE - SATURDAY, OCTOBER 3, 2026 BY 2:00PM - EXPIRING NO SONNER THAN SUNDAY OCTOBER 4, BY 6:00PM *** Beautiful quality-built villa near Notre Dame offering comfortable, maintenance-free living in a peaceful South Bend community! This well-designed 1,600 sq. ft. one-story ranch features a functional layout, split floor plan with 3 bedrooms, 2 full baths, a spacious primary suite, main-level laundry, and an attached 2-car garage. The inviting kitchen and dining area feature gleaming hardwood flooring, while the convenient laundry room just off the garage offers a closet and additional cabinetry for storage. Enjoy relaxing outdoors on the deck overlooking the nicely landscaped backyard. Monthly association dues of just $170 cover lawn care, snow removal, and irrigation, allowing you to enjoy true low-maintenance living. Municipal water and sewer add to the convenience. Home is truly move-in ready. Conveniently located near Notre Dame, shopping, dining, medical facilities, and major roadways, this villa offers an ideal combination of comfort, privacy, accessibility, and easy living.

17829 Bay Hill Dr, South Bend

Listing courtesy of Paul Thurston from Open Door Realty, Inc. Cell: 574-993-5858

$299,000

3 Beds ⋅ 2 Baths ⋅ 202640638 MLS ⋅ 1,950 SqFt. ⋅ Shaquia Hairston

Check out this charming 3-bedroom, 2-bathroom home nestled at the end of a quiet cul-de-sac! This inviting home features an updated kitchen and beautifully updated bathroom, offering a fresh and comfortable living space. Enjoy the peace and privacy of a partially wooded backyard, perfect for relaxing, entertaining, or enjoying the outdoors. The home also offers a full unfinished basement, providing plenty of additional space for storage, a workshop, recreation, or the opportunity to create your own finished living area. Located in a peaceful setting with plenty of potential, this home is ready for its next owner to make it their own. Come take a look—you may have just found your next home!

18304 Cypress Dr, South Bend

Listing courtesy of Shaquia Hairston from Heartfelt Homes Realty. Office: 574-400-3295

$265,000

3 Beds ⋅ 2 Baths ⋅ 202640634 MLS ⋅ 2,000 SqFt. ⋅ Jill Brenay

Brick ranch in Clay Township on large lot. Storage galore in finished lower level and (2)outbuildings. Vaulted sunroom, central air, 3 bedrooms. In-ground Gunite pool. Home is sold as is and needs some. Close to universities.

19282 Marion Ave, South Bend

Listing courtesy of Jill Brenay from RE/MAX 100. Cell: 574-315-3902

$424,700

4 Beds ⋅ 3 Baths ⋅ 202640503 MLS ⋅ 2,682 SqFt. ⋅ Kyle Zelmer

Welcome to your new horizon at 52367 Liberty Mills Court. This inviting Granger home offers 2,682 square feet of living space with 4 bedrooms, 2.5 bathrooms, and a versatile great room on the main level that could easily serve as a home office, additional bedroom, or flex space. Situated on .41 acres, the home welcomes you with beautiful curb appeal, mature landscaping, and an attached two car garage. Inside, you will find an abundance of natural light, generous storage, and plenty of room to gather with both formal and informal living spaces. The eat in kitchen features brand new high end stainless steel appliances and French doors leading to the backyard, making indoor and outdoor entertaining a breeze. The formal dining room provides the perfect setting for holidays, dinners, and creating lasting memories, while the fireplace offers a cozy place to gather on those cold Indiana winter nights. Upstairs, the spacious primary suite features a large walk in closet and private ensuite bathroom, along with three additional bedrooms. A full unfinished basement provides excellent storage and the opportunity to create even more living space to fit your needs. Additional features include a whole house generator for added peace of mind, along with an HVAC system that was updated in 2019. Ideally located in Granger with convenient access to shopping, dining, entertainment, and everyday amenities, this home offers the space, comfort, and location you have been looking for.

52367 Liberty Mills Ct, Granger

Listing courtesy of Kyle Zelmer from Century 21 Affiliated.

$289,000

3 Beds ⋅ 3 Baths ⋅ 202640498 MLS ⋅ 2,074 SqFt. ⋅ Kirsten Sharpe

One-owner all-brick ranch offering an impressive amount of space, storage, and comfortable living on a spacious corner lot! This 3-bedroom, 2.5-bath home features large bedrooms, abundant closet space, and new carpet throughout the main level. The eat-in kitchen provides plenty of counter space, while the formal dining room features a bay window overlooking the spacious back yard. Enjoy both a living room and family room, plus a wonderful three-season sunroom with access to the patio and fenced yard. The primary bedroom includes an ensuite bath with tub/shower. Main-level laundry adds convenience, and the unfinished lower level provides excellent storage or future possibilities. A two-car attached garage and garden shed provide additional functionality. Furnace and central air replaced in 2018; water heater replaced in 2016. A well-maintained home with generous living spaces and plenty of room to make it your own!

17971 Darden Rd, South Bend

Listing courtesy of Kirsten Sharpe from Sharpe Realty, LLC. Cell: 574-339-7959

$499,000

4 Beds ⋅ 3 Baths ⋅ 202640469 MLS ⋅ 2,217 SqFt. ⋅ Brandon Warfield

Discover your own private retreat! Nestled among mature trees on approximately 2.5 wooded acres, this spacious 4-bedroom ranch offers privacy, room to roam, and a peaceful setting just minutes from town. Inside, natural light, warm wood accents, and generous living spaces create an inviting atmosphere. The remodeled kitchen connects to the front living room through an expanded opening, creating a more open and comfortable flow for everyday living and entertaining. The new main-level laundry adds convenience, while additional laundry hookups remain in the basement. Step outside and enjoy beautiful landscaping, winding trails, mature trees, a lofted barn, and plenty of space to relax, entertain, or simply enjoy the wooded surroundings. The basement has been recently framed and is ready for your vision, offering excellent potential for additional living, recreation, office, or hobby space. With its wooded acreage, spacious ranch layout, thoughtful improvements, and flexible living space, this property offers a hard-to-find combination of privacy, space, and versatility.

8581 N Goat Hollow Rd, Mooresville

Listing courtesy of Brandon Warfield from Carpenter REALTORS Martinsville. Cell: 317-626-7174

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.