Union Homes with Waterfront-High Bank Lot description

Welcome to Union Township, a hidden gem nestled within the picturesque landscapes of White County, Indiana. Just a stone's throw from the charming city of Monticello, Union Township boasts a unique blend of serene rural living and vibrant community spirit. With its lush greenery, rolling hills, and access to pristine waterways, this area is perfect for those seeking a tranquil retreat while still being close to modern conveniences.

One of the most alluring features of Union Township is its stunning waterfront properties, particularly the high bank lots that offer breathtaking views of the surrounding landscape. Imagine waking up each morning to the gentle sounds of nature, with the shimmering waters just beyond your doorstep. These high bank lots provide not only a picturesque setting but also a sense of privacy and exclusivity, making them ideal for families, retirees, or anyone looking to escape the hustle and bustle of city life.

The homes in this area are designed to complement the natural beauty that surrounds them, featuring spacious layouts, modern amenities, and outdoor living spaces perfect for entertaining or simply enjoying the sunset. Whether you’re an avid fisherman, a boating enthusiast, or someone who simply enjoys the peace of lakeside living, Union Township’s waterfront properties cater to all lifestyles.

With its welcoming community, excellent schools, and recreational opportunities, Union Township in Monticello is the perfect place to call home. Explore the beauty and charm of this remarkable area, and discover the waterfront lifestyle you’ve always dreamed of!

Newest Union Homes with Waterfront-High Bank Lot description

$287,900

2 Beds ⋅ 2 Baths ⋅ 202626591 MLS ⋅ 770 SqFt. ⋅ Jill Coble

Lake Shafer Living Awaits! Wake up to breathtaking waterfront views from this charming 2-bedroom, 1.5-bath lake home offering 58 feet of Lake Shafer frontage. If you’re looking for a weekend getaway, or your own year-round retreat, this turnkey property is ready to enjoy. Inside, you’ll find a comfortable layout complete with a bonus room that’s perfect for additional sleeping space, a home office, or recreation area. Step outside to the waterfront porch, the ideal place to sip your morning coffee or unwind while taking in the peaceful lake views. The shoreline offers a covered boat lift and an upper-level sun deck, creating the perfect space to relax, entertain, or watch spectacular sunsets over the water. Don’t miss your opportunity to own a slice of waterfront paradise!

3826 E Forest Lodge Loop, Monticello

Listing courtesy of Jill Coble from REAL ESTATE NETWORK L.L.C. cell: 574-297-7977

$565,000

4 Beds ⋅ 3 Baths ⋅ 202622934 MLS ⋅ 3,278 SqFt. ⋅ James Mann

Freshly painted four-bedroom home with two full baths with a house that boasts an open great room plus much more! Located on the northern end of Lake Freeman past the Madam Carroll and the Sportsman Inn this property has approximately 110 feet of waterfront. The home has 2,537 square feet of finished area and a 741 square foot basement which could for the kids, a den, or a hobby room. Furnace installed in 2024, roof replaced in 2016, and some trees were cleared on the water side in 2025. Screened porch attached to the back of the house as you walk from the kitchen area. Attic access from the garage and from an upstairs bedroom.

500 E Ohio Street, Monticello

Listing courtesy of James Mann from REAL ESTATE NETWORK L.L.C. Cell: 574-870-0044

$494,900

4 Beds ⋅ 3 Baths ⋅ 202617075 MLS ⋅ 2,708 SqFt. ⋅ Sean Dekker

TRUE BLUE AMAZING LAKE VIEWS! Imagine waking up to incredible lake views & then enjoying them with your morning coffee from your bedroom’s private covered lake deck! This 4 Bed / 2.5, 2300+ sf year-round Lake Shafer home features a Bed/Bath combo w/a private lake-view deck on both the main & lower level, a large, open, living & dining area w/fireplace, a cheerful sunroom off of the kitchen, & guest bath with laundry. Enjoy the expansive sights from any one of the multiple decks along your 100+ feet of shoreline or take to the lake from the permanent boat lift. Located in one of the nicest locales on Lake Shafer, this is truly an amazing site for your lake life!

2951 N Lakeshore Drive, Monticello

Listing courtesy of Sean Dekker from REAL ESTATE NETWORK L.L.C. 574-583-8181

$439,900

4 Beds ⋅ 3 Baths ⋅ 202616437 MLS ⋅ 2,378 SqFt. ⋅ Gregory Vogel II, Gri

Lake Freeman Brick ranch on Double lot with 200+ ft. of Frontage. Partial finished basement with full bath and living area. Quality build and finish with full brick exterior. Main bedroom suite has a cedar walk-in closet, dual sinks. Living Room has a nice gas fireplace with brick hearth, sliding patio doors to back deck, wet bar for evening night cap. Exterior has; back deck and lakeside deck, stairs to water, a nice courtyard with paved walkways, fenced yard, irrigation system for lawn. 12x20 matching exterior shed with concrete floors/electric and shelving. Attached garage is heated with a garden sink. Whole House Generator Stays with purchase. Updates include; replacement windows, high eff. gas furnace/central a/c, updated water heater, Kinetico Water Softener. Unique View of Upper Lake Freeman , Eagles are active on this portion of Lake. Desirable Royal Oaks Subdivision.

1828 N Royal Oaks Drive, Monticello

Listing courtesy of Gregory Vogel II, Gri from VOGEL REAL ESTATE. gvogeljr@vogel-real-estate.com

$360,000

3 Beds ⋅ 1 Baths ⋅ 202608478 MLS ⋅ 1,288 SqFt. ⋅ James Tonnsen

Experience lakefront living on the calm waters of Lake Shafer in this completely updated 3-bedroom, 1-bath home offering panoramic water views and effortless comfort. Thoughtfully renovated from top to bottom, this move-in ready property blends modern finishes with relaxed waterfront charm. Enjoy the light-filled interior designed to showcase the stunning lake backdrop, along with a remodeled kitchen, new flooring, fixtures, and finishes throughout including a new vinyl fence to keep your four legged family members nearby. There is also a pump at the edge of the water for irrigation. Step outside to take in peaceful mornings by the water and evenings reflecting off the shoreline. Whether used as a full-time residence or weekend retreat, this property delivers the ideal blend of style, function, and setting. The two drive on jet ski docks are an added bonus with this home. With too many improvements to list and nothing left to do but move in, this Lake Shafer gem is ready to be enjoyed. This home comes furnished, making sure you are able to enjoy the lake ASAP!

3884 E Forest Lodge Loop, Monticello

Listing courtesy of James Tonnsen from Trueblood Real Estate. Agt: 864-449-4309

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IDX information is provided by the Indiana Regional MLS and is exclusively for the consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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